Final expense

Final expense live transfers, billed on qualify.

Most final expense sellers bill you the moment a call connects. We bill when it qualifies — and if it doesn't, you don't pay for it.

What you're buying

A live transfer from a consumer who raised their hand for final expense coverage, routed to a licensed agent in the caller's state, on a seat you control. The call is bridged, recorded, and dispositioned in the same console you use to manage the rest of your traffic.

How the billing actually works

Every campaign carries a minimum billable duration. A call shorter than that is auto-credited — you never file anything. Past that threshold the call bills at the campaign's per-call rate, and it appears on the invoice as its own line with the recording attached.

If a call qualifies on duration but was still bad — wrong state, no intent, a hangup that gamed the clock — you get a dispute window measured in hours, set per campaign. Open a dispute from the call row itself.

Why that matters here

Final expense is a duration-sensitive vertical. Seniors hang up. Transfers land mid-sentence. A per-connect billing model quietly pushes that entire risk onto the agent, which is why the standard industry answer to "what if the call was junk?" is a phone call to your rep.

Ours is a button, a clock, and a rule you can read before you spend anything.

Pricing

Published on the pricing page — per-call rates and seat costs both. No application required to see a number.

A stopwatch on a dark surface
Qualifying time
Billed on qualify, not connect
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